Professional Indemnity Insurance
Every practising nurse needs Professional Indemnity Insurance. ANF members have got it*
Any nurse ...
- could be wrongfully accused of unprofessional conduct
- could mistakenly give the wrong drug to a patient
- could fail to accurately carry out all instructions for care in a busy ward
- could be involved in a court case even though only indirectly involved in an accident
- could make a mistake because of workload stress, insufficient information or any other reason
Who does ANF Professional Indemnity Insurance cover?
- financial members of the ANF (Victorian Branch) while undertaking nursing duties as employees
- nurses in independent practice (other than midwives in independent practice) while providing nursing activities so long as they are suitably qualified
- nurses engaged in alternative or natural therapy including acupuncture, aromatherapy, naturopathy, massage and reflexology (but excluding chiropractic or osteopathy)
What type of cover is included?
- cover for Professional Indemnity (Malpractice) - up to $10 000 000
- cover for Public Liability (negligence for injury to a third party, persons, or property) - up to $10 000 000
- 24 hour insurance cover for Good Samaritan acts
* ANF members who work as midwives in independent practice do not have access to ANF PI Insurance. Only financial members of the ANF (Victorian Branch) are covered by our Professional Indemnity Insurance. This means you must be a member at the time of the incident of concern and your subscription fees must be up to date. Cover may not apply in certain circumstances. These circumstances can be ascertained from ANF upon that request.
Legal benefits
Full financial practising ANF members have legal costs paid for any of the following matters:
- unfair dismissals
- contractual disputes
- underpayment of wages and entitlements
- Nurses Board of Victoria and disciplinary hearings (including the preparation of statements)
- coronial inquiries (including the preparation of statements)
- most criminal matters arising from your employment
- workplace disputes
They can also use the Ryan Carlisle Thomas Nurses' 24-hour toll-free advice and referral inquiry line. Call 1300 361 444.
Ryan Carlisle Thomas also offers a range of free or discounted legal services for ANF members.
WorkCover Top-Up and Transcover
The ANF recognises that WorkCover does not always go far enough or provide cover for all the types of accidents and injuries that can occur. To protect our members, the ANF offers WorkCover Top-Up payments for those most in need. This helps to ensure that nurses who are members of the ANF have adequate income support when off work long-term due to a workplace injury.
Our WorkCover Top-Up insurance is designed to assist members whose payments have been reduced by WorkCover and who are no longer eligible to receive accident/make-up pay under the Award.*
TransCover - Travelling To and From Work
Nurses are no longer covered by WorkCover while travelling to and from work, nursing education centres, training courses, medical appointments and rehabilitation courses, or when travelling between places of employment.
* Our TransCover insurance policy provides cover for members injured travelling to or from their place of work (unless the Transport Accident Commission will pay).
Both WorkCover Top Up and Transcover benefits are limited to 80 per cent of pre-injury earnings, up to a maximum of $700 per week.
